I bought this jacket for a trip to Italy and now am taking it to a trip to Ireland where it is even more appropriate. The coat is fashion forward and form fitting, but has enough room for a a sweatshirt or sweater of some kind, so that you can stay warm. I found the insulation wonderful for a brisk day on Lake Como (65 degrees F). I bought a large as someone with a heavy middle and found that it was not restrictive. It keeps you nice and dry, too.